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Deputy Manager, Risk Management | Head of Operational Risk Center
Hebei Financial Leasing Co., Ltd. - - Сейчас
职位: Deputy Manager, Risk Management | Head of Operational Risk Center | 时间段: Mar 2021 – Present | 工作内容: Led a 7-member team to oversee full-life cycle operational risk and asset control for a ¥60B+ leasing portfolio, supporting ¥25B+ new annual business volume. Designed and implemented a group-wide physical asset risk control framework for RWA-style underlying asset verification, enabling standardized due diligence for 4,000+ transactions annually. Conducted independent end-to-end credit & asset review for 400+ monthly deals, maintaining zero major risk incidents while ensuring asset authenticity and compliance. Developed a centralized insurance program covering ¥4B+ leased assets & collaterals, establishing a closed-loop risk mitigation system for physical asset protection. Launched enterprise digital e-signature workflow (97% adoption), optimizing contract efficiency, reducing operational risk, and enhancing document control & auditability for tokenization-ready structures. Built dynamic KRI dashboards for real-time portfolio monitoring, enabling proactive risk identification, escalation, and remediation for institutional and SME clients.
Senior Operational Risk Manager → Head of Operational Risk (Inclusive Finance)
Far East Horizon Limited - - Сейчас
职位: Senior Operational Risk Manager → Head of Operational Risk (Inclusive Finance) | 时间段: Mar 2012 – Mar 2021 | 工作内容: Built and led operational risk teams from zero; established full-cycle risk governance for physical & movable asset leasing, focusing on asset valuation, registration, authenticity, and contract compliance. Established end-to-end operational risk systems across business units, defining standards for asset verification, title confirmation, contract execution, and collateral control — core foundations for RWA asset structuring. Designed a tiered closed-loop risk management system that reduced documentation disputes and strengthened underlying asset authenticity control. Led national industrial equipment leasing governance covering 10+ specialists, unifying risk standards for large-scale physical asset portfolios. Turned around a loss-making packaging business unit to ¥700M pre-tax profit (2017) through rigorous asset due diligence and optimized risk allocation. Completed the group’s first utility-scale photovoltaic power plant direct leasing risk assessment, building expertise in renewable energy asset underwriting. Trained 200+ business managers on operational risk governance; awarded 2020 Outstanding Instructor.
